Transparency and compliance are fundamental to our fiduciary responsibility
Client Relationship Summary
Our Form CRS provides a brief summary of our services, fees, conflicts of interest, and standards of conduct. This document is designed to help you understand our relationship and make informed decisions.
Key Information:
Last updated: August 2, 2025
Investment Advisor Brochure
Our comprehensive brochure provides detailed information about Together Forward Capital's advisory business, including our services, fee schedules, business practices, and potential conflicts of interest.
Document Includes:
Last updated: June 30, 2025
Please review these important terms and conditions that govern your use of our website and services
Together Forward Capital operates as a DBA of R.F. Lafferty & Co., Inc., a Registered Investment Adviser with the Securities and Exchange Commission. We provide investment advisory services in jurisdictions where we maintain proper registration or qualify for an exemption. SEC registration does not indicate any particular level of expertise or qualification.
Together Forward Capital is committed to protecting your personal information and maintaining the confidentiality of your financial data. We have implemented comprehensive policies and procedures to safeguard your non-public personal information in accordance with federal and state privacy laws.
Our Privacy Policy details how we collect, use, protect, and share your information, as well as your rights regarding your personal data. We do not sell client information to third parties and maintain strict controls over access to your data.
As a fiduciary, Together Forward Capital has adopted a comprehensive Code of Ethics to ensure we act solely in the best interests of our clients at all times. Our Code requires all representatives to conduct business with the highest level of ethical standards and comply with all federal and state securities laws.
Key principles of our Code of Ethics include:
While our representatives may invest in the same securities recommended to clients, we have established strict procedures to ensure client transactions receive priority. Our Code of Ethics reflects our commitment to conducting business in an honest, ethical, and fair manner.
A complete copy of our Code of Ethics is available to clients and prospective clients upon request.
Together Forward Capital maintains a comprehensive Anti-Money Laundering (AML) program designed to detect and prevent money laundering and terrorist financing activities. We verify the identity of all clients, monitor account activity for suspicious transactions, and maintain records in accordance with applicable regulations. Our personnel receive regular AML training to ensure compliance with all requirements.
Our marketing materials comply with SEC Rule 206(4)-1. When we use testimonials, endorsements, or third-party ratings, we provide required disclosures about compensation arrangements and potential conflicts of interest. Performance information in our marketing materials includes all appropriate disclosures and is calculated in accordance with SEC requirements. All marketing materials are reviewed for compliance before distribution.
Your use of this website signifies your acceptance of these terms. We may update these terms periodically, and continued use following any modifications constitutes acceptance of those changes. Please review these terms regularly.
This website provides educational content and general information about financial topics. Content authored by Together Forward Capital reflects our professional perspectives. Third-party materials are presented for informational value but we cannot verify their completeness or current accuracy.
Website content does not constitute personalized investment recommendations, solicitations, or professional advice tailored to your circumstances. Investment strategies and products discussed may not align with your objectives or risk tolerance. Market values fluctuate and investments can lose value. International investments face additional risks including currency volatility. Historical performance never predicts future outcomes. Always consult with qualified professionals regarding your specific situation.
Together Forward Capital maintains exclusive rights to our website content, design elements, and brand identifiers. Visitors receive limited permission to view content for personal use only. Reproduction, distribution, or commercial use requires explicit written authorization.
We may reference third-party websites for your convenience. Such links don't represent partnerships, validation, or shared responsibility for external content. We encourage independent verification of any third-party information before relying upon it.
Any ratings, awards, or industry recognitions mentioned reflect specific evaluation criteria and timeframes. Such acknowledgments don't guarantee investment outcomes or indicate superiority over non-recognized firms. Prospective clients should evaluate advisers based on their individual needs rather than general ratings.
Together Forward Capital's website and all content are delivered without warranties regarding availability, accuracy, security, or suitability for any purpose. We expressly disclaim liability for technical issues, content errors, or damages arising from website use. Opinions from external contributors don't necessarily reflect Together Forward Capital's positions.
Client agreements with Together Forward Capital contain pre-dispute arbitration clauses. This means that disputes between clients and our firm are generally subject to binding arbitration rather than litigation in court. Arbitration proceedings are conducted through FINRA Dispute Resolution Services. Clients should carefully review the arbitration provisions in their advisory agreements to understand their rights and the implications of agreeing to arbitration.
WE PROVIDE THIS WEBSITE WITHOUT ANY EXPRESS OR IMPLIED GUARANTEES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, RELIABILITY, COMMERCIAL VALUE, SUITABILITY FOR SPECIFIC USES, OR FREEDOM FROM THIRD-PARTY CLAIMS. CONTENT REPRESENTS INFORMATION AVAILABLE AT TIME OF PUBLICATION AND MAY BECOME OUTDATED.
For inquiries regarding these terms, our services, or to request additional information:
Together Forward Capital
Compliance Department
851 Broken Sound Parkway NW, Suite 280
Boca Raton, FL 33487
Email: info@togetherforwardcap.com
Phone: (888) 330-7090